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Our policy

At the Kennel Club, we care about dogs but we care about their owners too. That’s why Kennel Club Pet Insurance is different. Our Lifetime plans provide vet’s fees cover for illnesses and injuries for life!



Benefit
Included in the policy
Vet Fees The amount we will pay towards veterinary fees each year. When you renew your policy the full benefit you've chosen is reinstated. Up to £7,500 / £15,000, 0% / 10% / 20% variable excess, £95 / £160 fixed excess per condition per year
Help towards finding your lost or stolen dog including the cost of advertising and offering a reward. Up to £1,500 each year Includes:
  • If your dog is lost or stolen we will cover offering a reward (up to £250 each year).
Travel expenses and accommodation if your vet refers your dog to another vet for treatment. Up to £300 each year
Third Party liability provides cover for bodily injury where you are liable and cover for damage to property where you are liable £250 fixed excess Includes:
  • Third Party cover for bodily injury where you are liable (up to £3,000,000 each year).
  • Third Party cover for damage to property where you are liable (up to £3,000,000 each year).
Optional Benefits - you choose
Death from accident and illness and loss from theft and straying You will not be covered for any amount if your dog is lost, stolen or strays within 10 days of the policy start date. Includes:
  • If your dog strays or is lost or stolen and isn't found, we will pay you the purchase price (up to £2,500 each year).
  • If your dog sadly dies from an injury, we will refund the purchase price (up to £2,500).
  • If your dog sadly dies from an illness, subject to age, we will refund the purchase price (up to £2,500).
Breeding risks You will not be covered for any amount if your dog is under the age of 1 years old at the time of whelping or within the 1st 12 weeks of adding breeding risks cover to your policy. Includes:
  • Fertility examination and associated veterinary treatment, plus vet's fees for complications from gestation and while giving birth including caesarean section and fading puppies (up to £1,000 each year).
  • We will refund the purchase price if your pet dies due to gestation or whelping (up to £2,500).
  • Vet's fees pre-sale or up to 14 weeks of age whichever is sooner (up to £1,000 each year).
Holiday cancellation and boarding fees / daily minding fees. Includes:
  • Boarding or minding fees should you or member of your immediate family have to unexpectedly go into hospital (up to £2,000 each year).
  • Holiday cancellation costs if your dog needs lifesaving emergency treatment or surgery (up to £3,000 each year).
Overseas travel Extension of cover, whilst you and your pet are temporarily abroad in a PETS travel scheme country. Includes:
  • Emergency expenses (up to £500 each year).
  • Money towards a replacement pet passport (up to £250 each year).
  • Quarantine kenneling costs (up to £2,000 each year).
  • Third Party cover (up to £3,000,000 each year).
 
Benefit
Included in the policy
Vet Fees The amount we will pay towards veterinary fees each year. When you renew your policy the full benefit you've chosen is reinstated. Up to £7,500, 0% / 10% / 20% variable excess, £95 / £160 fixed excess per condition per year
Help towards finding your lost or stolen dog including the cost of advertising and offering a reward. Up to £1,000 each year Includes:
  • If your dog is lost or stolen we will cover offering a reward (up to £250 each year).
Travel expenses and accommodation if your vet refers your dog to another vet for treatment. Up to £300 each year
Third Party liability provides cover for bodily injury where you are liable and cover for damage to property where you are liable £250 fixed excess Includes:
  • Third Party cover for bodily injury where you are liable (up to £2,000,000 each year).
  • Third Party cover for damage to property where you are liable (up to £2,000,000 each year).
Optional Benefits - you choose
Death from accident and illness and loss from theft and straying You will not be covered for any amount if your dog is lost, stolen or strays within 10 days of the policy start date. Includes:
  • If your dog strays or is lost or stolen and isn't found, we will pay you the purchase price (up to £1,500 each year).
  • If your dog sadly dies from an injury, we will refund the purchase price (up to £1,500).
  • If your dog sadly dies from an illness, subject to age, we will refund the purchase price (up to £1,500).
Breeding risks You will not be covered for any amount if your dog is under the age of 1 years old at the time of whelping or within the 1st 12 weeks of adding breeding risks cover to your policy. Includes:
  • Fertility examination and associated veterinary treatment, plus vet's fees for complications from gestation and while giving birth including caesarean section and fading puppies (up to £1,000 each year).
  • We will refund the purchase price if your pet dies due to gestation or whelping (up to £1,500).
  • Vet's fees pre-sale or up to 14 weeks of age whichever is sooner (up to £1,000 each year).
Holiday cancellation and boarding fees / daily minding fees. Includes:
  • Boarding or minding fees should you or member of your immediate family have to unexpectedly go into hospital (up to £1,000 each year).
  • Holiday cancellation costs if your dog needs lifesaving emergency treatment or surgery (up to £1,000 each year).
Overseas travel Extension of cover, whilst you and your pet are temporarily abroad in a PETS travel scheme country. Includes:
  • Emergency expenses (up to £500 each year).
  • Money towards a replacement pet passport (up to £250 each year).
  • Quarantine kenneling costs (up to £2,000 each year).
  • Third Party cover (up to £2,000,000 each year).
 

Download our full terms and conditions

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