<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-KFNX8D" height="0" width="0" style="display:none;visibility:hidden" title="gtm-frame"></iframe>Royal Kennel Club Pet Insurance Terms & Conditons
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Royal Kennel Club Pet Insurance T&Cs

Royal Kennel Club Pet Insurance T&Cs

Terms, conditions and excesses apply. Promotions may be withdrawn at any time without notice. Vet fees reinstated each year provided you renew your policy each year without a break in cover.
We pay 98% claims. Based on all Agria Pet Insurance and Royal Kennel Club Pet Insurance claims received between January 2025 and December 2025
Royal Kennel Club Pet Insurance is a Which? Best Buy 2026 for our Lifetime, Lifetime Plus and Lifetime Premium dog insurance products. Which? policy score ratings are based on an analysis of policy cover levels conducted in November 2025. Best Buy providers have a high policy score and a good track record for paying claims.
One of the UK's most trusted pet insurers based on Royal Kennel Club Pet Insurance's top 3 ranking in the category Pet Insurance Company in the UK on Trustpilot, correct at time of publishing.
Free luxury pet hamper from Love Louie available with a new policy taken out with a qualifying promo code. Instructions on how to redeem a Love Louie Agria box of your choice will be sent to you by email 90 days after the start of your policy, subject to your policy being live and premiums up to date. Hamper contents may vary. Agria does not accept any liability for damage or injury sustained as a result of receiving or using the contents of the hamper. Queries in relation to contents or delivery once ordered should be raised directly with Love Louie. This promotion may be withdrawn at any time without notice.

Trustpilot and Defaqto ratings correct at time of print. Defaqto rating applies only when all optional add-ons are included. Terms, conditions and excesses apply. Promotions may be withdrawn at any time without notice. Vet fees reinstated each year provided you renew your policy each year without a break in cover.

Royal Kennel Club Limited is an Appointed Representative of Agria Pet Insurance Ltd, who administer the insurance. Agria Pet Insurance is authorised and regulated by the Financial Conduct Authority, Financial Services Register Number 496160. Agria Pet Insurance Ltd is registered and incorporated in England and Wales with registered number 04258783. Registered office: First Floor, Blue Leanie, Walton Street, Aylesbury, Buckinghamshire, HP21 7QW. Agria insurance policies are underwritten by Agria Försäkring who is authorised and regulated by the Prudential Regulatory Authority and Financial Conduct Authority.

For Jersey customers:
Agria Pet Insurance Ltd is regulated by the Jersey Financial Services Commission (JFSC). Ref: 0001498. Registered office: As detailed above.

For Guernsey customers: 
Clegg Gifford Channel Islands Limited is licensed by the Guernsey Financial Services Commission. Ref: 2722221. Registered office: Admiral House, Place Du Commerce, St Peter Port, Guernsey GY1 2AT.

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